Professional Liability insurance solutions with more value

Professional liability insurance, also known as errors & omissions coverage, provides protection for defense costs and settlement payments for claims that your firms’ work or advice was inadequate, contained errors, or failed to meet specifications.

Our industry-leading program provides many optional coverages and customizable endorsements that can be tailored to meet the unique needs of your firm. The base form includes:

  • Policy limits up to $5,000,000 (higher limits available)
  • First dollar defense: up to $10,000 (multiple deduction options available)
  • Claims expenses outside the limit available
  • Regulatory proceedings
  • Employment practices liability and discrimination
  • Subpoena assistance coverage
  • Pre-claim assistance (covers costs associated with claims investigation)
  • Crisis event
  • Privacy event
  • Network security breach
  • Reimbursement for loss of income
  • 100% deductible reduction if claim resolved in mediation within 120 days after suit (up to $25,000)
  • 50% deductible reduction if claim resolved in arbitration within 120 days after suit (up to $50,000)
  • 50% deductible reduction for claims arising from services where an engagement letter was used (up to $10,000)
  • Multiple extended reporting periods available, including free death, disability, or retirement tails for qualifying insureds
  • Endorsements available for life agent, registered representative, or real estate agent services